Personal Injury Protection


Personal injury law covers a broad spectrum of issues when one has been physically or emotionally injured, and/or personal property has been damaged. Personal injury law is also known as “tort” law, the French word for “wrong.” Personal injury or “tort” law is the body of law that allows one to be compensated in the event that someone’s carelessness, recklessness or intentional misconduct injures or damages you or your personal belongings. Auto accidents are classic examples of tort law claims. If someone rear-ends the back of your vehicle while you are stopped at a red light, that person commits a tort, and is referred to as the “tortfeasor” (French for “wrongdoer”). In the American Justice System, that person is generally referred to as the “Defendant” and the person harmed is referred to as the “Plaintiff.”

A claim for personal injury must be accompanied by an injury that can be compensated. In other words, one must prove an injury in order to seek money damages. For example, if you were to slip and fall due to someone else’s fault or negligence, you could not recover damages if you were not injured in some way. The law of personal injury is concerned with determining who may be responsible (who is “liable”) for causing injury and how much the responsible/liable party should be required to pay for any damages resulting from the injury.


  • Take photographs of the scene where the incident occurred.
  • Call 911 and wait for the police to arrive on scene so that they may properly document the incident.
  • Make sure to get a copy of the “Driver Exchange of Information” (if auto accident). This is typically filled out by the police officer on scene and contains vital information about the accident such as the at-fault driver’s name, address, and insurance information
  • Do NOT leave the scene (if auto accident) without the at-fault driver’s name, license plate number, and insurance information – Even if you feel the damage to your car was minimal or you are not in pain at the scene, you must always get the other driver’s information. There may be internal damage to your vehicle that may not reveal itself right away. Further, there may be physical injury to your body that may not reveal itself to you right away. An accident is a traumatic event. Traumatic events typically cause us to an experience an adrenaline rush which masks the symptoms of physical injury, the primary symptom being pain. Often, victims of accidents do not feel pain at the scene right away. Instead, later that day, the next morning, or even later that week (or month), may be when victims first begin to feel pain, after the adrenaline rush finally wears off.
    • If physically injured, seek medical attention right away. Even if you do not feel pain at the scene, you owe it to yourself to get checked out by a doctor. A Walk-in Clinic (or Emergency Room) is usually a good place to start. If you do not seek medical attention within 14 days of an accident, you may forfeit your Florida “No-Fault” Benefits, which pay 80% of your medical bills up to $10,000 (if auto accident). Please understand, however, that even if you do not seek medical attention in the first 14 days, you can absolutely still pursue a claim for personal injury. It will just make the process more difficult. Do not worry though, as we have experience in dealing with these types of issues.
  • Call Jerry Jaramillo & Associates at (813) 871-3074
  • Do not discuss your case with anyone until you speak to an attorney (this includes NOT posting on social media sites such as Twitter, Facebook, Instagram, or Snapchat)


Here are what makes us different
from other insurance law firms:

  • Our attorneys have years of practice defending victims
  • We focus on your case, so you can focus on recover and healing
  • We have hundreds of satisfied clients across Florida.

Call today for your free case evaluation. We will assess your individual needs and discuss how to go about getting your entitled damages.