Water damage is the leading cause of claims filed by Florida homeowners.
Unfortunately, water damage claims can cause damages to the interior of a home ranging from damaging floors, drywall, baseboards, as well as furniture and other personal property.
Water damage claims are even more complicated because most homeowners do not know which causes of water damage in homes may be covered by their insurance policy. Water damage can occur due to clogs in toilets, burst pipes or hoses, and even by appliances such as refrigerators, dishwashers or washing machines. Often, insurance companies will send out their own experts to determine the exact cause of the water damage.
Your insurance company will have its experts investigate the water damage claim to determine the source or where the water came from that caused the water damage. These insurance experts will make determinations on whether the water that caused the damage was caused by either a sudden unexpected event or from a slow and ongoing leak that could have been repaired. The fact is that many legitimate water claims are frequently either under-paid or outright denied by insurance companies based on some exclusion in the insurance policy or the failure of the homeowner to properly document the damages and/or repairs.
Dealing with an insurance company following a water damage claim can be complicated, frustrating and confusing. Insurance companies will send experts to determine the total amount of compensable damages to your home, and often do not include in their estimate or reports all of the property or items that should be paid by your insurance company. Let my office handle your water damage claim by reporting your claim, obtaining any available emergency benefits, and by navigating you through the entire water damage claim process including hiring experts in order to maximize your claim.
My office will handle your water damage claim from the very beginning and will be by your side every step of the way during this difficult time. Regardless of whether you need to file a new water damage Claim, already made your own water damage claim, had your claim denied by your insurance company, or received a settlement offer from your insurance company for your claim, but you are unsure if the amount being offered by your insurance company is sufficient, we can help you through this process and make sure that your claim is handled properly. We will work tirelessly to make sure you receive all the financial benefits you are entitled to under your insurance policy.
Contact Jerry Jaramillo and Associates
Call us today at 813-871-3074 to schedule your FREE initial consultation. You can also contact us online by filling out the Contact Us Form on our web page. We accept water damage claims throughout the entire State of Florida.
We answer our calls 24 hours a day, 7 days a week, and online requests are answered within 24 hours of submission. Evening and weekend appointments are also available by request.